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  • Our Team
  • Federal Employees
  • Contact Us

Federal Employees

Your Benefits. Your Retirement. Simplified.

Federal employees have devoted their careers to serving others, and your retirement should be met with the same level of care and attention. We offer personalized guidance to help make the federal benefits system clearer and easier to navigate, beginning with a comprehensive Federal Benefits Review so you fully understand what you’ve earned and how to make the most of it. We also provide hands-on Retirement Packet Completion to help ensure every detail is handled accurately during your transition. Our focus is on simplifying complex decisions so you can move forward with clarity and confidence. In addition, we emphasize Retirement Income Planning and Social Security Maximization strategies designed to support your lifestyle and help provide greater peace of mind as you step into the next chapter of life. 

Close-up of a waving American flag with sunlight.

Federal Workshops

Topics Covered

  • FERS & CSRS Pension
  • FERS Special Supplement
  • Retirement Eligibility
  • Sick Leave Credit
  • Survivor Benefits
  • FEGLI Coverages
  • TSP Options & More

Retirement Packet Completion-Updating your benefits-best dates to retire

Retirement Packet Completion-Updating your benefits-best dates to retire

Retirement Packet Completion-Updating your benefits-best dates to retire

Retirement Packet Completion-Updating your benefits-best dates to retire

Retirement Packet Completion-Updating your benefits-best dates to retire

Retirement Packet Completion-Updating your benefits-best dates to retire

Frequently Asked Questions

Eligibility depends on your retirement system (FERS or CSRS), your age, and your years of service. Many federal employees under FERS can retire with full benefits at their Minimum Retirement Age (MRA) with at least 30 years of service, age 60 with 20 years, or age 62 with 5 years. Some may also qualify for early retirement under special provisions or voluntary separation programs. 


Your pension is based on your years of service and your “high-3” average salary—the highest average basic pay over any three consecutive years of service. Under FERS, your retirement income is typically made up of three parts: your annuity (pension), Social Security benefits, and your TSP (Thrift Savings Plan) savings. 


When you retire, your health insurance (FEHB) and life insurance (FEGLI) may continue if you meet eligibility requirements, with premiums typically deducted from your annuity. You’ll also begin receiving monthly pension payments and can start drawing from your TSP based on your chosen withdrawal strategy. Proper planning helps ensure a smooth transition into retirement income.


 

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